Resume For Credit Analyst

Rajan Sharma
956/6, Gandhi Nagar,
Delhi – 110011
(+91-11) 456 789

SUMMARY:

Five years experience in retail banking and commercial lending.

Adept at credit/financial analysis.

Proficient in analysis of financial statements.

Fluent in Dutch; knowledgeable in conversational and written German.

Naturalized U.S. Citizen.



EDUCATION:

OHIO STATE UNIVERSITY - Graduate School of Management, Columbus, OH M.B.A., Concentration: Finance, May 1994
Courses included: International Finance, Money and Capital Markets, Investments, Corporate Finance, Corporate Financial Reporting, and Global Macroeconomics.

GPA in Major: 3.8/4.0

Bachelor of Science, Business Administration, 1989
Concentration: Accounting and Finance



EXPERIENCE:

WISTERIA BANK, Grace City, OH
Commercial Loan Credit Analyst, 1992-Present
Provide analytical services as part of lending team. Analyze/evaluate financial statements. Develop pro-forma statements and cash flow projections. Document findings; prepare independent recommendations on advisability of granting credits for corporate lenders.

Senior Personal Banker, 1991-1992
Assisted in branch administration. Oversaw branch overdraft reports. Reviewed/ executed consumer loans. Supervised the vault area; audited tellers; provided customer service.

Personal Banker, 1989-1991 Established/serviced professional clientele accounts. Expedited investments in treasury bills, repurchase agreements, CD’s, retirement accounts, and discount brokerage for bank clients. Assisted branch corporate lender weekly on a revolving commercial loan.

Sold 16 retirement accounts in one day; resulted in an IRA sales award for branch.

Achieved several awards for bank product sales.



COMPUTERS:

Lotus 1-2-3, IBM, MS-DOS, word processing software