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Dear Felix

Here at Johnson First National Bank we listen to what our customers tell us. Our determination to meet your changing needs is reflected in the many new choices you will find in the accompanying brochure.

Please take a moment to read through the descriptions of your accounts--and of the new accounts or services that may interest you. We think you will be pleased with the new banking opportunities you will find.

Just as important, we promise to keep finding new ways to meet your changing needs. You have the right to expect more from your bank, and you can count on Johnson First National to help you achieve your financial goals. Thank you for your contribution in helping us create new and improved services.

Regards
Lydia




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