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Write a Letter to the Bank requesting for a time duration for the payment of the monthly installments.



Hello,

Re: Mortgage Loan No. <Account number>

This is to state that with regard to the above-referenced mortgage loan, due to <reason you are having problems>, I am experiencing some financial difficulties. Therefore, it will not be possible for me to make my mortgage payment for the month of <month, year>.

I am enclosing a partial payment of <amount> at this time as a symbol of my good faith.

I anticipate being able to resume making my regular payment by <time frame>.

I would certainly appreciate it if you would contact me so that we can work out a payment plan which will allow me to bring my account current and prevent a default on this mortgage loan. I want to do everything I can to avoid a foreclosure. Thank you for your assistance and forbearance during this difficult time. I look forward to hearing from you.

Regards,


 




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