Re: Mortgage Loan No. <Account number>
This is to state that with regard to the above-referenced mortgage loan, due to <reason
you are having problems>, I am experiencing some financial difficulties. Therefore, it
will not be possible for me to make my mortgage payment for the month of <month,
I am enclosing a partial payment of <amount> at this time as a symbol of my good
I anticipate being able to resume making my regular payment by <time frame>.
I would certainly appreciate it if you would contact me so that we can work out a payment
plan which will allow me to bring my account current and prevent a default on this
mortgage loan. I want to do everything I can to avoid a foreclosure. Thank you for your
assistance and forbearance during this difficult time. I look forward to hearing from you.